{"id":3056,"date":"2026-05-25T15:11:11","date_gmt":"2026-05-25T13:11:11","guid":{"rendered":"https:\/\/www.dobry-uctovnik.sk\/?p=3056"},"modified":"2026-05-27T10:30:03","modified_gmt":"2026-05-27T08:30:03","slug":"hranice-zvyhodnovania-platieb-v-hotovosti","status":"publish","type":"post","link":"http:\/\/www.dobry-uctovnik.sk\/en\/hranice-zvyhodnovania-platieb-v-hotovosti\/","title":{"rendered":"Hranice zv\u00fdhod\u0148ovania platieb v hotovosti"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3056\" class=\"elementor elementor-3056\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-234718d8 e-flex e-con-boxed e-con e-parent\" data-id=\"234718d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2d66299b e-flex e-con-boxed e-con e-child\" data-id=\"2d66299b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb50b9 elementor-widget elementor-widget-jkit_post_terms\" data-id=\"7fb50b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_terms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-terms jeg_module___6a8a09878b3fa\" ><span class=\"post-terms\"><span class=\"term-list \">\u00da\u010dtovn\u00edctvo a dane<\/span><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a7f431c elementor-widget__width-inherit elementor-widget elementor-widget-jkit_post_title\" data-id=\"1a7f431c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-title jeg_module__1_6a8a09878ca3f\" ><h1 class=\"post-title style-color \">Hranice zv\u00fdhod\u0148ovania platieb v hotovosti<\/h1><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e087a0b e-flex e-con-boxed e-con e-parent\" data-id=\"4e087a0b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-75c9b4c2 e-con-full e-flex e-con e-child\" data-id=\"75c9b4c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a8025f7 e-flex e-con-boxed e-con e-child\" data-id=\"a8025f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a28c269 elementor-widget elementor-widget-jkit_post_featured_image\" data-id=\"a28c269\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_featured_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-featured-image jeg_module__2_6a8a09878d6d7\" ><div class=\"post-featured-image \"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-scaled.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-scaled.jpg 2560w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-300x200.jpg 300w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-1024x683.jpg 1024w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-768x512.jpg 768w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-1536x1024.jpg 1536w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-2048x1365.jpg 2048w, https:\/\/www.dobry-uctovnik.sk\/wp-content\/uploads\/2026\/05\/close-up-customer-paying-by-credit-card-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45a96f8e e-flex e-con-boxed e-con e-child\" data-id=\"45a96f8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6401bd4 e-con-full e-flex e-con e-child\" data-id=\"6401bd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-524f555 elementor-widget elementor-widget-heading\" data-id=\"524f555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Autor<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-169174b8 elementor-widget-tablet__width-auto elementor-widget elementor-widget-jkit_post_author\" data-id=\"169174b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_author.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-author jeg_module__3_6a8a09878e4f4\" ><p class=\"post-author \">Dobryuctovnik<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-743255a4 e-con-full e-flex e-con e-child\" data-id=\"743255a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29d08e17 elementor-widget elementor-widget-heading\" data-id=\"29d08e17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Publikovan\u00e9<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d15bb7c elementor-widget__width-auto elementor-widget elementor-widget-jkit_post_date\" data-id=\"3d15bb7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_date.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-date jeg_module__4_6a8a09878f2ac\" ><p class=\"post-date \">25. May 2026<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e94d66d e-con-full e-flex e-con e-child\" data-id=\"5e94d66d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cb28ac5 elementor-widget elementor-widget-heading\" data-id=\"6cb28ac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Zdie\u013eajte \u010dl\u00e1nok<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69f637cc jkit-social-shape shape-none elementor-widget elementor-widget-jkit_social_share\" data-id=\"69f637cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_social_share.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-social-share jeg_module__5_6a8a098790ec8\" ><ul class=\"social-share-list\"><li class=\"elementor-repeater-item-1c57925\" data-social=\"facebook\">\n\t\t\t\t<a href=\"#\" class=\"facebook social-icon\" aria-label=\"social-share\"><i aria-hidden=\"true\" class=\"jki jki-facebook-light\"><\/i><\/a>\n\t\t\t<\/li><li class=\"elementor-repeater-item-5b7460c\" data-social=\"twitter\">\n\t\t\t\t<a href=\"#\" class=\"twitter social-icon\" aria-label=\"social-share\"><i aria-hidden=\"true\" class=\"jki jki-twitter-light\"><\/i><\/a>\n\t\t\t<\/li><li class=\"elementor-repeater-item-3dfe5c2\" data-social=\"whatsapp\">\n\t\t\t\t<a href=\"#\" class=\"whatsapp social-icon\" aria-label=\"social-share\"><i aria-hidden=\"true\" class=\"jki jki-whatsapp-1-light\"><\/i><\/a>\n\t\t\t<\/li><li class=\"elementor-repeater-item-724ad86\" data-social=\"linkedin\">\n\t\t\t\t<a href=\"#\" class=\"linkedin social-icon\" aria-label=\"social-share\"><i aria-hidden=\"true\" class=\"jki jki-linkedin-light\"><\/i><\/a>\n\t\t\t<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6abf0aff e-con-full e-flex e-con e-child\" data-id=\"6abf0aff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bfa4f5 elementor-widget elementor-widget-jkit_heading\" data-id=\"1bfa4f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__6_6a8a09879414f\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\"><\/h2><\/div><div class=\"heading-section-description\"><p>Od 1. m\u00e1ja 2026 musia prev\u00e1dzky na Slovensku umo\u017eni\u0165 z\u00e1kazn\u00edkom plati\u0165 aj bezhotovostne. \u010cas\u0165 obchodn\u00edkov v\u0161ak z r\u00f4znych d\u00f4vodov st\u00e1le uprednost\u0148uje hotovos\u0165 a h\u013ead\u00e1 sp\u00f4soby, ako k nej z\u00e1kazn\u00edkov nasmerova\u0165, \u010di u\u017e z\u013eavou za platbu v hotovosti, alebo pr\u00edplatkom za platbu kartou. Nie ka\u017ed\u00fd tak\u00fdto postup je v\u0161ak v s\u00falade so z\u00e1konom. V \u010dl\u00e1nku si vysvetl\u00edme, kde je hranica medzi povolenou motiv\u00e1ciou a poru\u0161en\u00edm pr\u00e1v spotrebite\u013ea.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-211e2b8 elementor-widget elementor-widget-jkit_heading\" data-id=\"211e2b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__7_6a8a098794d1f\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\">Dve povinnosti s\u00fa\u010dasne<\/h2><\/div><div class=\"heading-section-description\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Podnikate\u013e sa dnes mus\u00ed vyrovna\u0165 s dvoma povinnos\u0165ami s\u00fa\u010dasne.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Hotovos\u0165 odmietnu\u0165 nem\u00f4\u017ee.<\/strong> Pr\u00e1vo plati\u0165 v hotovosti je zakotven\u00e9 priamo v \u00dastave SR. Slovensk\u00e1 obchodn\u00e1 in\u0161pekcia (SOI) pripom\u00edna, \u017ee pred\u00e1vaj\u00faci mus\u00ed z\u00e1kazn\u00edkovi umo\u017eni\u0165 \u00fahradu z\u00e1konn\u00fdm platidlom, teda eurobankovkami a euromincami. Odmietnu\u0165 hotovos\u0165 mo\u017eno len vo v\u00fdnimo\u010dn\u00fdch situ\u00e1ci\u00e1ch:<\/p><ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">ak z\u00e1kazn\u00edk plat\u00ed viac ako <strong>50 mincami<\/strong>,<\/li><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">ak pon\u00faka <strong>po\u0161koden\u00e9<\/strong> bankovky alebo mince,<\/li><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">ak ide o platbu <strong>nad z\u00e1konn\u00fd limit<\/strong> pre hotovostn\u00e9 transakcie (nad 5 000 eur, pri\u010dom toto obmedzenie plat\u00ed od 1.1.2026).<\/li><\/ul><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Kartu alebo QR platbu u\u017e tie\u017e odmietnu\u0165 nem\u00f4\u017ee.<\/strong> Od 1. m\u00e1ja 2026 pribudla opa\u010dn\u00e1 povinnos\u0165 prev\u00e1dzky musia umo\u017eni\u0165 aj bezhotovostn\u00fa \u00fahradu. \u00dapln\u00e9 odmietanie kariet \u010di QR platieb tak u\u017e nie je pr\u00edpustn\u00e9.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb52668 elementor-widget elementor-widget-jkit_heading\" data-id=\"cb52668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__8_6a8a0987959ff\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\">Pre\u010do podnikatelia uprednost\u0148uj\u00fa hotovos\u0165<\/h2><\/div><div class=\"heading-section-description\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Hlavn\u00fdm d\u00f4vodom s\u00fa n\u00e1klady spojen\u00e9 s bezhotovostn\u00fdmi platbami.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pri platbe kartou ide najm\u00e4 o <strong>pren\u00e1jom a prev\u00e1dzku platobn\u00e9ho termin\u00e1lu<\/strong> a o <strong>poplatky kartov\u00fdm spolo\u010dnostiam<\/strong>, ktor\u00e9 si ber\u00fa percento z ka\u017edej transakcie. Platbu cez QR k\u00f3d s\u00edce termin\u00e1l nevy\u017eaduje, no ani ona nie je celkom bez n\u00e1kladov. V hre je toti\u017e <strong>da\u0148 z finan\u010dn\u00fdch transakci\u00ed<\/strong>.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">T\u00e1 sa vz\u0165ahuje na v\u00fdplaty miezd aj na bankov\u00e9 poplatky, vr\u00e1tane poplatkov za prij\u00edmanie platieb kartou (ak sa suma odpisuje z \u00fa\u010dtu da\u0148ovn\u00edka) a za pren\u00e1jom platobn\u00e9ho termin\u00e1lu. Z ka\u017edej takejto platby podnikate\u013e odvedie <strong>0,4 %, najviac v\u0161ak 40 eur za transakciu<\/strong>.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">N\u00e1klady prin\u00e1\u0161a aj samotn\u00e1 manipul\u00e1cia s hotovos\u0165ou. Za <strong>v\u00fdber hotovosti z \u00fa\u010dtu<\/strong> plat\u00ed podnikate\u013e <strong>0,8 % bez limitu<\/strong>. Ak teda potrebuje doplni\u0165 hotovos\u0165 v pokladni (napr\u00edklad aby mal z \u010doho vyd\u00e1va\u0165), uhradi\u0165 dod\u00e1vate\u013eov v hotovosti alebo vyplati\u0165 mzdu zamestnancovi v exek\u00facii, m\u00f4\u017ee ho v\u00fdber st\u00e1\u0165 jednotky a\u017e desiatky eur navy\u0161e. Aj preto maj\u00fa niektor\u00ed predajcovia z\u00e1ujem zvy\u0161ova\u0165 z\u00e1sobu fyzick\u00fdch pe\u0148az\u00ed a motivova\u0165 k hotovostn\u00fdm \u00fahrad\u00e1m.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ac33ab1 e-con-full e-flex e-con e-child\" data-id=\"ac33ab1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-634495c e-con-full e-flex e-con e-child\" data-id=\"634495c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-91ce21a e-flex e-con-boxed e-con e-child\" data-id=\"91ce21a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-764abba elementor-widget elementor-widget-heading\" data-id=\"764abba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Potrebujete zalo\u017ei\u0165 s.r.o.?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-912d055 elementor-widget elementor-widget-heading\" data-id=\"912d055\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Postar\u00e1me sa o cel\u00fd proces zalo\u017eenia s.r.o. vr\u00e1tane \u00favodnej konzult\u00e1cie.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac7ba32 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-jkit_button\" data-id=\"ac7ba32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-button  icon-position-after jeg_module__9_6a8a09879740a\" ><a href=\"https:\/\/www.dobry-uctovnik.sk\/zalozenie-sro\/\" class=\"jkit-button-wrapper\">M\u00e1m z\u00e1ujem o zalo\u017eenie s.r.o.<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8033dc5 elementor-widget elementor-widget-jkit_heading\" data-id=\"8033dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__10_6a8a098798085\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\">Motivova\u0165 \u00e1no, n\u00fati\u0165 nie<\/h2><\/div><div class=\"heading-section-description\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pod\u013ea v\u00fdkladu SOI je rozdiel medzi t\u00fdm, \u010di podnikate\u013e z\u00e1kazn\u00edka k hotovosti <strong>motivuje<\/strong>, alebo ho do nej <strong>n\u00fati<\/strong>.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ak prev\u00e1dzka pri pokladni umiestni oznam s prosbou o platbu v hotovosti alebo ju z\u00e1kazn\u00edkovi odporu\u010d\u00ed ako preferovan\u00fd sp\u00f4sob \u00fahrady, samo o sebe to poru\u0161en\u00edm z\u00e1kona nie je, <strong>podmienkou v\u0161ak je, \u017ee mo\u017enos\u0165 zaplati\u0165 bezhotovostne st\u00e1le zost\u00e1va zachovan\u00e1<\/strong>.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f1094c elementor-widget elementor-widget-jkit_heading\" data-id=\"3f1094c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__11_6a8a098798cf1\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\">Z\u013eava za hotovos\u0165 a pr\u00edplatok za kartu: kde vznik\u00e1 probl\u00e9m<\/h2><\/div><div class=\"heading-section-description\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">V praxi sa \u010doraz \u010dastej\u0161ie objavuje nielen prosba o hotovos\u0165, ale aj <strong>cenov\u00e9 zv\u00fdhodnenie<\/strong>. Niektor\u00ed obchodn\u00edci pri platbe v hotovosti pon\u00fakaj\u00fa ni\u017e\u0161iu kone\u010dn\u00fa cenu, pri\u010dom rozdiely m\u00f4\u017eu by\u0165 v\u00fdrazn\u00e9.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pr\u00e1ve tu sa v\u0161ak dost\u00e1vame do citlivej z\u00f3ny. SOI upozor\u0148uje, \u017ee tak\u00fato praktiku treba posudzova\u0165 z h\u013eadiska <strong>z\u00e1sady rovnak\u00e9ho zaobch\u00e1dzania<\/strong> pod\u013ea z\u00e1kona o rovnakom zaobch\u00e1dzan\u00ed. Rozhoduj\u00face je najm\u00e4, \u010di:<\/p><ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">s\u00fa podmienky z\u013eavy <strong>rovnak\u00e9 pre v\u0161etk\u00fdch<\/strong> z\u00e1kazn\u00edkov,<\/li><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">m\u00e1 <strong>ka\u017ed\u00fd spotrebite\u013e re\u00e1lnu mo\u017enos\u0165<\/strong> v\u00fdhodu z\u00edska\u0165,<\/li><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">nejde o <strong>skryt\u00fa diskrimin\u00e1ciu<\/strong> ur\u010ditej skupiny z\u00e1kazn\u00edkov.<\/li><\/ul><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ak z\u013eava tieto krit\u00e9ri\u00e1 nesp\u013a\u0148a, m\u00f4\u017ee \u00eds\u0165 o poru\u0161enie pr\u00e1v spotrebite\u013ea.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fca597a elementor-widget elementor-widget-jkit_heading\" data-id=\"fca597a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-left align-tablet- align-mobile- jeg_module__12_6a8a0987999b2\" ><div class=\"heading-section-title  display-inline-block\"><h2 class=\"heading-title\">Ako zosta\u0165 v medziach z\u00e1kona<\/h2><\/div><div class=\"heading-section-description\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Motivova\u0165 z\u00e1kazn\u00edkov k hotovosti podnikate\u013e m\u00f4\u017ee, nesmie ich v\u0161ak do nej tla\u010di\u0165 tak, aby sa bezhotovostn\u00e1 platba stala fakticky nev\u00fdhodnou alebo nedostupnou. V medziach z\u00e1kona ost\u00e1va, ak:<\/p><ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">hotovos\u0165 z\u00e1kazn\u00edkom <strong>odpor\u00fa\u010da<\/strong> alebo o \u0148u <strong>pros\u00ed<\/strong> oznamom v prev\u00e1dzke,<\/li><li class=\"font-claude-response-body whitespace-normal break-words pl-2\">n\u00e1kup za hotovos\u0165 <strong>primerane zv\u00fdhodn\u00ed<\/strong> za rovnak\u00fdch podmienok pre v\u0161etk\u00fdch.<\/li><\/ul><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Naopak, vyhn\u00fa\u0165 sa treba najm\u00e4 <strong>\u00fa\u010dtovaniu samostatn\u00e9ho poplatku za bezhotovostn\u00fa platbu. <\/strong>Ten by bezhotovostn\u00fa \u00fahradu znev\u00fdhodnil a dostal by podnikate\u013ea do rozporu so z\u00e1konom.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3694a5b e-flex e-con-boxed e-con e-parent\" data-id=\"3694a5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55342d6 elementor-widget elementor-widget-shortcode\" data-id=\"55342d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><script id=\"mcjs\">!function(c,h,i,m,p){m=c.createElement(h),p=c.getElementsByTagName(h)[0],m.async=1,m.src=i,p.parentNode.insertBefore(m,p)}(document,\"script\",\"https:\/\/chimpstatic.com\/mcjs-connected\/js\/users\/ca41a6c1e0805c4d799bec8ae\/fabc377635da2f79608f6b656.js\");<\/script><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00da\u010dtovn\u00edctvo a dane Hranice zvyhod\u0148ovania platieb v hotovosti Autor Dobryuctovnik Publikovan\u00e9 25. May 2026 Zdie\u013eajte \u010dl\u00e1nok Od 1. m\u00e1ja 2026 musia prev\u00e1dzky na Slovensku umo\u017eni\u0165 z\u00e1kazn\u00edkom plati\u0165 aj bezhotovostne. \u010cas\u0165 obchodn\u00edkov v\u0161ak z r\u00f4znych d\u00f4vodov st\u00e1le uprednost\u0148uje hotovos\u0165 a h\u013ead\u00e1 sp\u00f4soby, ako k nej z\u00e1kazn\u00edkov nasmerova\u0165, \u010di u\u017e z\u013eavou za platbu v hotovosti, alebo pr\u00edplatkom [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3061,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-3056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uctovnictvo-a-dane"],"_links":{"self":[{"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/posts\/3056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/comments?post=3056"}],"version-history":[{"count":5,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/posts\/3056\/revisions"}],"predecessor-version":[{"id":3065,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/posts\/3056\/revisions\/3065"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/media\/3061"}],"wp:attachment":[{"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/media?parent=3056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/categories?post=3056"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.dobry-uctovnik.sk\/en\/wp-json\/wp\/v2\/tags?post=3056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}